Japanese Business Banking
Connecting Japanese business excellence with American opportunity
Trusted by hundreds of Japanese businesses operating in California and across the U.S.
400+
Years of SMBC heritage in Japan
60+
Years serving California businesses
Connect with our local experts
Discover a shared language that supports your unique vision.
Why Japanese businesses choose SMBC MANUBANK
Our team combines decades of local and international experience with comprehensive, bilingual expertise that truly understands local markets.
Deep international expertise
With roots in Japan extending to the United States, our team blends 20+ years of local market experience with global best practices to guide your strategy.
Focused on your success
Our unique perspective helps you grow your business. Flexible solutions for companies of all sizes. Same premium service regardless of account size.
Fast, local decision-making
With decisions made right here in California, quickly and on-time, you get agile capabilities to meet the moment without the inter-departmental runaround.
Dedicated Relationship Managers
Our dedicated, bilingual Relationship Managers provide direct access to senior leadership and seamless, first-class account management.
Comprehensive solutions to grow your business
Integrated Cash Management
- Comprehensive bilingual support to centralize your treasury operations, including sales, customer service, and training.
Trade Finance
- Tailored guidance on international deals, from letters of credit to FX hedging and multi-currency (Japanese Yen) accounts.
Community Relationship Building
- Cultivate lasting connections through exclusive seminars, networking, and members-only concierge events.
Commercial Loans
- End-to-end lending support, bilingual portfolio managers, and customized solutions for all of your commercial financing needs.1
Ready to grow with us? Start your conversation.
Whether you're expanding in California or across the U.S., our Japanese Business Division combines deep local roots with global expertise to guide your growth.
1 Loans and lines of credit are subject to credit approval.